FCS3-633: Macronutrients: Why We Need a Balanced Diet

Emily DeWitt, Heather Norman-Burgdolf | May 16, 2022 (New)

Macronutrients are the main parts of food that give our bodies energy, and they are needed in large amounts in our diets. When we eat, our bodies can break macronutrients down into a useable form of energy for our cells.

FCS3-637: Tips for Managing Stress Eating

Emily DeWitt, Courtney Luecking | April 26, 2022 (Minor Revision)

Eating is one of the many ways we cope with negative emotions. Stress eating is just that-- "eating in response to acute or chronic stress or in response to negative emotional states" such as sadness or anger. Stress can cause some people to eat more and others to eat less. Some will reach for salty foods, and others will reach for sweets. No matter how stress affects your eating patterns, you are not alone.

FCS3-636: Savoring the Eating Experience: The Art of Eating Mindfully

Emily DeWitt, Courtney Luecking | April 26, 2022 (Minor Revision)

Have you ever found yourself eating a bag of popcorn while watching a movie only to realize you have eaten all of it before you made it past the previews? This is an example of mindless eating, or eating without even realizing it.

FCS5-475: Understanding Cryptocurrency

Nichole Huff, Kelly May | April 11, 2022 (Minor Revision)

Cryptocurrency--such as Bitcoin, Litecoin, Ether, or others--is a form of digital payment consumers can use to buy goods and services. It exists without tangible corresponding bills or coins, and it is not issued or backed by government agencies. At its core, cryptocurrency is essentially digital computer software. People or entities can transfer it online without the need for a bank or financial institution. The currency is stored within a digital wallet that consumers can maintain either online or offline using a hard drive or paper printout.

FCS5-476: The Costs of Distracted and Reckless Driving

Nichole Huff | April 11, 2022 (Minor Revision)

In a world that constantly demands our attention, it is all too easy to become distracted while driving. From smart phones to smartwatches, interacting with something in our car, listening to a navigation system, or letting our minds wander behind the wheel, the temptations we often face when driving are endless. While these actions may feel harmless in the moment, they have the potential to be costly, both physically and financially.

FCS5-426: Estate Planning Part 6: Trusts

Nichole Huff | April 7, 2022 (Revised)

A trust is a legal entity that a person creates. It can be a flexible and useful tool in estate planning and can be designed in a variety of ways. A trust provides financial benefits for people and/or organizations designated in the trust document. The document also provides the details and instructions for the trust. The trust document should be written by a professional who has experience in writing trusts and who is familiar with current trust laws. The tax consequences of trusts should also be considered; trusts do not save money for your estate in all situations.

FCS5-465: Estate Planning Part 8: Planning Your Digital Estate

Alex Elswick, Nichole Huff | April 7, 2022 (Revised)

With so much vital information stored online, the nature of estate planning has changed. Although you may still have many important documents in paper format, it is likely that much of your financial documents are digitized. It may seem obvious that important digital information such as online bank accounts should be addressed in estate planning, but other kinds of digital assets such as social media accounts, text messages, or even pictures stored in the cloud may have sentimental value for your loved ones. Email accounts and online retail accounts may house critical personal information that you may wish securely kept. Unfortunately, planning for these kinds of assets is typically neglected by individuals and their advisors. In order to ensure the safety and security of this kind of digital information, you will want to create a digital estate plan.

FCS5-422: Estate Planning Part 2: Your Records and Personal Information

Nichole Huff | April 7, 2022 (Revised)

Before you see an estate planning professional, do your homework. It will save you time and money if you prepare your legal documents ahead of time, and when your estate is settled. Take time now to put your estate planning information together in three-ring notebooks or folders. Clearly label everything, and let your family or executor know where to find the information at the time of your death. Keeping this information together will also make it easier for you to review it on a regular basis.

FCS5-425: Estate Planning Part 5: Wills and Probate in Kentucky

Nichole Huff | April 7, 2022 (Revised)

Unless you have made other provisions, such as a trust, your will is the way to make certain that your property is transferred or disposed of according to your wishes. Your will is also the document that allows you to designate who will be responsible for seeing that your wishes are carried out. This person is known as the executor of your estate. If you fail to make a will or some other legal document for the transfer of your property, Kentucky law will determine how your assets are transferred.

FCS5-436: Estate Planning Part 9: How to Settle an Estate

Nichole Huff | April 7, 2022 (Revised)

There are only three basic steps to settling an estate. But working on each step requires time and patience. Settling an estate is done in these three steps: 1. File a petition to probate the will and appoint the executor or fiduciary. 2. File an inventory of the estate. 3. Submit a final accounting of the estate's affairs.